Lowest Mortgage Rates
Tina Kha
Mortgage Broker in Bonnyville, AB
Hello there, future or existing homeowners! 🏡
As a licensed mortgage broker and homeowner, I understand that getting a mortgage can sometimes be overwhelming.
If you're diving into the wild world of mortgages, let me help you simplify the process!
Over the years, I have helped homeowners arrange over $117,000,000+ in mortgages. I have the expertise to help you navigate the various options. Whether it is for a new home purchase, renewing your mortgage, refinancing, home improvements, and more!
Getting a mortgage is more than just the rate. I am here to provide you with the best educational mortgage advice and solutions to help. Providing the different options available to each unique situation. Ensuring clients understand the type of product and benefits.
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MORTGAGE VOLUME FUNDED
As a Bonnyville mortgage broker, Tina Kha has established valuable connections with a variety of lenders to help her clients secure the best mortgage rates and products. She works with traditional lenders (A lenders) such as big banks, credit unions and monoline lender, she is also has access to alternative lender and private lenders who may be able to help those who may not qualify through traditional lenders.
Bank vs Mortgage Broker
Bank or Mortgage Broker? Which is better?
Bank
Many borrowers have been working with their bank for a long time. From depositing pay checks, to withdrawing, to getting loans, therefore they may already trust the bank and is comfortable working with the advisors there.
Bank advisors and bank mortgage specialist work for and represent the bank. This means borrowers will have to qualify under bank guidelines.
Mortgage Brokers
Mortgage Brokers do not work for or represent any specific lenders. This means theres more lender and rate options available for clients. They also have access to banks as well. With more lender access available, there may be higher chances of getting approved. There are no costs/fees to work with a mortgage broker when going through traditional lenders (A lenders).