Most Alberta buyers can rebuild their credit within twelve to twenty four months by improving payment habits, lowering balances, and planning early with a broker like Tina Kha Mortgages.

Most Alberta rental property owners can deduct mortgage interest, operating expenses, travel costs, and building depreciation to reduce yearly taxable income.

In Alberta, homeowners can use a HELOC to fund the down payment or purchase of an investment property, as long as they meet lender qualification rules.

In Edmonton, neighbourhoods such as Windermere, Glenora, and Oliver offer the strongest long-term rental ROI for real estate investors in Alberta.

Re-amortizing your mortgage at renewal lets Alberta homeowners extend their amortization period to lower monthly payments without refinancing.

Why Buy a Second Home? Purchasing a second home in Alberta is becoming increasingly popular among homeowners looking to expand their investments or enjoy a vacation retreat. A bright and modern living room in a Calgary home, perfect example of a second property that can serve as a relaxing retreat or a smart long-term investment. Whether you’re buying a cabin near Sylvan Lake, a rental property in Edmonton, or a vacation condo in Canmore, owning another home can provide lifes

For many Alberta homeowners, especially in Calgary, Edmonton, Red Deer, Lethbridge, and Airdrie , home equity represents one of the most powerful financial tools available. Whether you are planning a renovation, consolidating debt, or investing in another property, the two main ways to access your home’s value are through a mortgage refinance  or a Home Equity Line of Credit (HELOC) . Aerial view of a Calgary neighborhood with homes and a small lake. Understanding how these

Navigating the mortgage landscape in Canada can be complex and overwhelming. Whether you are a first-time homebuyer, looking to...

Reverse mortgages have become a popular financial option for homeowners in Alberta who want to access equity without selling their homes....

Buying your first home is exciting, but Alberta’s competitive housing market means there is little room for error. A young family moving...

Many Albertans consider reverse mortgages when they want to access the equity in their homes without selling. While reverse mortgages can...

Investing in rental properties in Alberta can be highly rewarding, but the choice between short-term rentals like Airbnb and traditional...

Refinancing your mortgage can be a powerful financial tool, but the decision depends heavily on timing, market conditions, and your...

Buying your first home in Calgary can feel both exciting and overwhelming. The Calgary housing market has seen steady demand fueled by...

Managing multiple high-interest debts can feel overwhelming, especially when you are juggling credit cards, lines of credit, and personal...

"Thinking about refinancing your mortgage in Alberta? Learn how refinancing can lower your payments, access home equity, and secure better rates with expert guidance from Tina Kha.

Reviewing mortgage documents with an Edmonton advisor. As a mortgage broker in Canada, I often receive a common question: "How do...

To put it simply, the Bank of Canada (BoC) creates and lends money to banks at what’s called the Overnight Lending Rate (or Key...

Your credit score is vital in determining your mortgage eligibility and rates. It significantly influences the overall approval process....