Most Alberta rental property owners can deduct mortgage interest, operating expenses, travel costs, and building depreciation to reduce yearly taxable income.

In Alberta, homeowners can use a HELOC to fund the down payment or purchase of an investment property, as long as they meet lender qualification rules.

Most Alberta homeowners refinance when they can secure a lower rate, consolidate debt, access equity, or upgrade to a better mortgage product.

Re-amortizing your mortgage at renewal lets Alberta homeowners extend their amortization period to lower monthly payments without refinancing.