Mortgage Advice

Investing in rental properties in Alberta can be highly rewarding, but the choice between short-term rentals like Airbnb and traditional long-term leases is not always straightforward. Calgary and Edmonton each have unique market conditions that influence financing, regulations, and income potential. Downtown Edmonton is a strong rental market for investors. ˇ Differences in Financing Securing a mortgage for short-term rentals is different from financing a long-term investmen

"Thinking about refinancing your mortgage in Alberta? Learn how refinancing can lower your payments, access home equity, and secure better rates with expert guidance from Tina Kha.

Discover the best first-time home buyer programs in Edmonton and how to qualify. Learn how to save, reduce costs, and work with Tina Kha.

Reviewing mortgage documents with an Edmonton advisor. As a mortgage broker in Canada, I often receive a common question: "How do mortgage brokers get paid?" Like all professions, mortgage brokers need to earn a living. Fortunately, in most cases, you won’t have to pay any fees to work with a mortgage broker. How Does the Process Work? Let’s break down how the process typically unfolds: You either reach out to me or are referred because you need a mortgage. We connect, and I

To put it simply, the Bank of Canada (BoC) creates and lends money to banks at what’s called the Overnight Lending Rate (or Key Interest Rate ). This is the rate banks pay to borrow money. One of the BoC’s primary responsibilities is managing inflation in Canada. It does this by adjusting the Overnight Lending Rate: If inflation is too high , the BoC raises rates to make borrowing more expensive. This slows down spending and curbs inflation. If inflation is too low , the Bo