Buying your first home in Alberta? This 2026 guide covers everything first time home buyers need to know, including the First Home Savings Account (FHSA), Home Buyers' Plan (HBP), 30 year amortization options, down payment strategies, mortgage pre-approvals, and available tax credits. Learn how to prepare for homeownership, maximize government programs, and confidently navigate the Alberta mortgage process.

Mortgage approval in Skyview Ranch, Calgary. See how self-employed buyers secured financing for a home purchase in 3 hours including key challenges and the lending solution used.

Mortgage assistance refers to programs and initiatives aimed at helping homebuyers access funding for their home purchases. These programs can significantly alleviate the financial strain associated with buying a home, particularly for low- to moderate-income families. Mortgage assistance can take various forms, including down payment assistance, grants, and affordable loan options. A modern home for sale, symbolizing mortgage assistance opportunities. Mortgage assistance pro