Alberta's Trusted Mortgage Expert

Own Your Home,
Own Your Future

Expert guidance to help you save money and personalized solutions that fit your goals. Lets build a strategy to pay off your mortgage faster

$130M+ in mortgages funded

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Mortgage Architects 2024 Ambassador Award

Mortgage Architects 2023 Ambassador Award

Mortgage Architects 2025 Ambassador Award

True North Mortgage 2020 Hot Start Award

Tina Kha

Senior Mortgage Broker | Mortgage Architects

$130M+

MORTGAGES FUNDED

10+

YEARS EXPERIENCE

19

HOMEOWNER SINCE AGE

100%

INDEPENDENT ADVICE

Mortgage Services at a Glance

Whether you're buying your first home or investing in property, we have the expertise to guide you every step of the way.

First Time Home Buyers

Expert guidance to help you secure your first home with the best mortgage options and smooth approval process.

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Purchase Mortgage

Whether upgrading, downsizing, or investing, we’ll find the right mortgage solution to fit your home purchase.

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Mortgage Renewal

Ensure you get the best rates and terms when renewing your mortgage—let’s explore your options before you sign.

Need a reminder?

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Self-Employed Mortgage

Flexible mortgage solutions designed for business owners and entrepreneurs with non-traditional income sources.

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Mortgage Refinancing

Unlock equity, lower your interest rate, or consolidate debt with strategic refinancing solutions tailored to your needs.

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New to Canada Mortgage

Helping newcomers secure a mortgage and achieve homeownership with customized financing solutions.

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More Services

Mortgage Insights & Resources

Stay informed with the latest mortgage tips, market updates, and financial guidance.

Self-Employed Mortgage Approval Story: High Car Lease Payment, Added Cosigner, Mortgage Approved in 9 Business Hours

Self-employed couple in Cochrane came to us with a high auto lease payment that was standing in the way of mortgage approval. By reviewing the rental cash flow, adjusting the debt picture, and adding a cosigner, we got the deal approved in just 9 business hours - without requiring the borrower or his spouse to draw extra income. Here's how we did it.

See how we helped a borrower with single income, switch from Alternative Lender to Prime A Lender in Edmonton, Alberta, Canada.

From a B lender to an A lender - see how we helped an investor with three properties qualify for better rates and terms. A real case study, real strategy, real results.

First Time Home Buyer Guide Alberta 2026: Programs, Down Payment Options & Mortgage Tips

Buying your first home in Alberta? This 2026 guide covers everything first time home buyers need to know, including the First Home Savings Account (FHSA), Home Buyers' Plan (HBP), 30 year amortization options, down payment strategies, mortgage pre-approvals, and available tax credits. Learn how to prepare for homeownership, maximize government programs, and confidently navigate the Alberta mortgage process.

What Our Clients Say

Real experiences from homeowners we’ve helped every step of the way.

“For context, in today's market I viewed a home and moved in within the same month meaning everything had to be done quickly and thoroughly to meet some very tight deadlines. Tina made the entire process so easy and seamless for myself as a first time home buyer. In addition to finding me a competitive lender, she was readily available for my millions of questions and for time sensitive matters every step of the way. The attention to detail and professionalism were far beyond my expectations. I will definitely be reaching out to Tina again for all my mortgages needs!”

↠ Sylvia L.

Fast Approvals

Get pre-approved in as little as 24-48 hours

Personalized Service

Tailored solutions for your unique situation

Local Expertise

Deep knowledge of Alberta's real estate market

Own Your Home,
Own Your Future