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Short-Term vs. Long-Term Rentals in Calgary & Edmonton
Investing in rental properties in Alberta can be highly rewarding, but the choice between short-term rentals like Airbnb and traditional...

Tina Kha
Sep 192 min read
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How to Unlock Equity for Renovations for Your Calgary Home
Understanding Home Equity Home equity is the difference between your property’s current market value and the balance remaining on your...

Tina Kha
Sep 172 min read
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Is Now the Right Time to Refinance in Alberta? Pros, Cons, and Timing
Refinancing your mortgage can be a powerful financial tool, but the decision depends heavily on timing, market conditions, and your...

Tina Kha
Sep 82 min read
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Calgary First-Time Home Buyers: Navigating Local Programs and Market Trends
Buying your first home in Calgary can feel both exciting and overwhelming. The Calgary housing market has seen steady demand fueled by...

Tina Kha
Sep 33 min read
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5 Smart Ways Calgary Homeowners Can Consolidate Debt
Managing multiple high-interest debts can feel overwhelming, especially when you are juggling credit cards, lines of credit, and personal...

Tina Kha
Aug 283 min read
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Is Now the Right Time to Refinance Your Mortgage in Alberta?
"Thinking about refinancing your mortgage in Alberta? Learn how refinancing can lower your payments, access home equity, and secure better rates with expert guidance from Tina Kha.

Tina Kha
Aug 193 min read
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First-Time Home Buyer Programs in Edmonton: What You Need to Know
Discover the best first-time home buyer programs in Edmonton and how to qualify. Learn how to save, reduce costs, and work with Tina Kha.

Tina Kha
Jul 313 min read
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Understanding Mortgage Broker Fees in Canada
Reviewing mortgage documents with an Edmonton advisor. As a mortgage broker in Canada, I often receive a common question: "How do...

Tina Kha
Jul 13 min read
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Understanding the Role of the Bank of Canada (BoC)
To put it simply, the Bank of Canada (BoC) creates and lends money to banks at what’s called the Overnight Lending Rate (or Key...

Tina Kha
May 154 min read
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Understanding How Your Credit Score Affects Your Mortgage Outcomes
Your credit score is vital in determining your mortgage eligibility and rates. It significantly influences the overall approval process....

Tina Kha
Apr 93 min read
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Bank vs Broker
There are a lot of misunderstandings about mortgage brokers. Some people think our job is just about rate shopping and hunt for the...

Tina Kha
Mar 62 min read
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The RRSP Home Buyers' Plan (HBP)
Unlock your path to homeownership with Canada's Home Buyers' Plan (HBP). Explore tax-free RRSP withdrawals for your dream home!

Tina Kha
Nov 29, 20232 min read
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First Home Savings Account (FHSA)
FHSA, serves as a tax-free savings tool explicitly created to assist first time home buyers in Canada accumulate funds for a down payment.

Tina Kha
Nov 27, 20232 min read
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Fixed vs Variable Rate Mortgages
Explore stability with fixed-rate mortgages or embrace flexibility with variable rates. Make informed choices for your financial future.

Tina Kha
Nov 25, 20232 min read
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Mortgage Down Payments
Unlock homeownership: Mastering mortgage down payments. Expert guidance for securing your dream home stress-free.

Tina Kha
Nov 22, 20233 min read
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